This disclaimer explains important limits and conditions that apply when using the Joravinture site and its AI basis spread forecasting tools. Reading and understanding these terms helps set clear expectations about what the service does and does not provide, including the nature of information, responsibilities of users, and how liability is handled. Accessing or using this site signifies agreement to the terms outlined here.

01

General notice

This site is intended for professional and institutional users involved in financial market research, risk functions, or related operational roles. All content, including AI-generated outputs, is provided strictly for informational purposes. No material on Joravinture should be interpreted as personal advice, instruction, or assurance of any particular outcome. Use of this site indicates understanding that all decisions based on its content rest solely with the user, who should apply independent judgment and, where appropriate, seek separate professional input before acting on any information presented here.

02

Liability limitations

Use of AI-based tools for basis spread research involves uncertainty and operational complexity. This section sets out how liability is limited in connection with the Joravinture site and its content, including AI-generated outputs, data, and documentation.

  • No responsibility is accepted for any direct losses arising from use of, or inability to use, this site or its content, including AI-generated forecasts, diagnostics, or reports. Technical issues, outages, data errors, or configuration problems may affect availability or reliability at any time without notice.
  • To the fullest extent permitted by law, liability for indirect, consequential, incidental, special, or punitive damages is excluded. This includes, without limitation, losses related to trading decisions, missed opportunities, business interruption, data loss, or reputational impact that may be associated with reliance on information from this site.
  • No assurance is made that the site or any content will meet specific requirements, operate without interruption, or remain compatible with all systems and workflows. Users are responsible for ensuring that local infrastructure, security controls, and internal processes are adequate for any integration or use of research outputs.
  • Any aggregate liability arising from use of this site or its content, where such limitation is permitted by law, will be restricted to the extent allowed under applicable Canadian legislation. Nothing in this disclaimer seeks to exclude or limit liability beyond what the law permits.
03

Information accuracy limits

Information on this site, including any AI-generated basis spread forecasts, diagnostics, and related commentary, is prepared with care but may contain errors, omissions, or outdated details. Data sources can change without notice, market conditions can shift quickly, and technical issues can affect timeliness or completeness. No representation is made that any content is accurate, current, or suitable for every use at the moment it is accessed.

Content is provided on an informational basis only and may not always be complete, timely, or accurate. Independent verification is recommended before relying on any information, especially in fast-moving market conditions.

04

No professional advice

Nothing on this site constitutes legal, tax, accounting, medical, or other professional advice. Content is not tailored to individual circumstances and should not be used as a substitute for consultation with qualified advisers. For matters related to health or medication, consult your physician before use of any product or service. For financial or legal questions, seek guidance from appropriately licensed professionals in the relevant jurisdiction.

05

External links

This site may contain links to third-party websites or resources, including data vendors, analytics tools, or reference materials. These external sites are not controlled, endorsed, or continuously monitored. Responsibility is not accepted for their content, accuracy, availability, or security, and access to any third-party resource is at the user’s own discretion and risk.

06

Performance and results notice

Any examples, backtests, scenario analyses, or case references on this site are illustrative and may not reflect actual or future outcomes. Market conditions, data quality, and implementation choices all influence results. No promise is made that similar outcomes will be achieved, and any reliance on such material is at the user’s own risk. Results may vary between users and over time.

Variation in outcomes

AI basis spread forecasts and related analytics can behave differently across markets, time periods, and data sets. Changes in liquidity, regulation, macro conditions, or internal processes may alter how useful any given output appears. Users should treat all results as one input among many, recognising that results may vary and that no single tool can fully capture real-world complexity.

07

Nature of financial information

Joravinture provides AI-assisted basis spread forecasts and related market research views as informational tools for professional users. Nothing on this site, in its outputs, or in any communication from the team constitutes personal financial advice, trading guidance, or a recommendation to pursue any specific transaction or strategy.

  • Content and tools on this site do not take into account individual objectives, financial situations, or specific needs. Any examples, scenarios, or references to market behaviour are generic illustrations only. Users remain fully responsible for assessing whether any information is appropriate for their internal processes or risk frameworks.
  • Research views, basis spread forecasts, and related diagnostics are not instructions to buy, sell, hold, or otherwise transact in any financial instrument. They are not offers, invitations, or solicitations to enter into any particular arrangement. Independent professional advice should be sought before making decisions that involve financial risk.
  • Past performance does not guarantee future results, and no outcome is promised or implied. Market conditions can change rapidly, models can behave differently outside historical samples, and results may vary significantly between users depending on how information is interpreted and applied.
08

Jurisdiction and venue

Use of this site and any dispute connected with it is subject to defined jurisdiction rules to keep expectations clear for all parties. These rules sit alongside the applicable law provisions and help determine where and how legal matters may be addressed.

Subject to applicable law, any dispute, claim, or proceeding arising from or related to this site, its content, or use of AI basis spread forecasting tools will fall under the jurisdiction of the courts located in Canada. Users agree that such courts have authority to hear and decide relevant matters, without prejudice to any mandatory rights that may apply under local law in the user’s location.

This disclaimer and any use of the Joravinture service are governed by the laws of Canada, without regard to conflict-of-law principles. Any dispute arising from or related to this site, its content, or services will be handled under those laws, subject to the jurisdiction terms set out below.

Users remain responsible for understanding and complying with any local laws, rules, or internal policies that apply to their activities, including those governing data use, market research, and risk processes. Access to this site does not imply that its content is appropriate or permitted in every jurisdiction or organisational setting.

09

Indemnification

By using this site, users agree to take responsibility for how information, tools, and outputs are applied within their own organisations. To the fullest extent permitted by law, users agree to indemnify and hold harmless Joravinture, its team members, and partners from claims, losses, liabilities, damages, costs, or expenses arising out of misuse of the site, breach of these terms, or reliance on content in a manner inconsistent with this disclaimer.

10

Severability

If any provision of this disclaimer is found to be invalid, unlawful, or unenforceable under applicable law, that provision will be applied to the maximum extent permitted or treated as severed where necessary. The remaining provisions will continue in full force and effect, preserving the overall intent of this disclaimer.

Changes

The content of this disclaimer may be updated from time to time to reflect changes in services, technology, or regulatory expectations. When material modifications occur, the effective date at the top of this page is adjusted. Continued use of the site after such changes indicates acceptance of the updated terms, so periodic review is recommended.

Contact

Questions about this disclaimer, including scope, limitations, or how it applies to specific use of the AI basis spread research service, can be raised through the contact details provided on this site. Written communication is preferred so that queries and responses can be documented clearly.

content@joravinture.world +1-%96-514-5328 204 Saint-Sacrement Street, Montreal, QC H2Y 3S7 Canada

Effective date: This disclaimer takes effect from August 1, 2026 and remains in force until replaced or updated.

Last updated: This disclaimer was last reviewed and updated on August 1, 2026 to reflect current service scope and regulatory expectations.

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